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Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

I have a preferred Mortgage Consultant The Miller Team who is my partner and he will help you select a comfortable price range.

Remember there is no obligation. All that I ask is that if the service is beneficial in helping you find a home, that I be given a chance to earn your business.

It's always best to pre-qualify for a mortgage so you know exactly how much American Home Mortgage would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Palm Springs, Palm Desert, Rancho Mirage and Temecula and Yucca Valley Realtor to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

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Real Estate Tips

First Time Buyers >The Elements of Location

When you are in the market for a home, how should you evaluate the properties that appeal to you? There is an old cliché about the three most important factors of a piece of property--location, location and location.

Some neighborhoods have a certain distinction that attracts buyers, but there are other factors to take into account. A house in the best part of town may have a few points subtracted if it is located on a busy street. There are buyers who would like to be close to schools, shopping, and churches, but don't want to live across the street from these facilities. You may want an easy commute to your job, but would not consider a location close to the "on" ramp for the major route into town. A location close to a airport could be convenient if you are a commercial pilot, but could make it difficult to sell even the most wonderful house.

As you balance all of the factors, remember that a location liability which gets you a great house at a reasonable price will probably require you to pass a similar savings on to future buyers.

	See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia

Q	What is a VA home loan?
A	The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
See More Real Estate Trivia >

Betty Kerr, REALTOR®, real estate agent and broker for Palm Springs, Palm Desert and Rancho Mirage, home listings, property and land for sale - NUMBER1EXPERT

Betty D. Kerr
Keller Williams Realty
435 North Palm Canyon Drive
Palm Springs CA 92262
Cellular: (760) 250-9326
E-Mail: BettyDKerr@GMail.com
I can handle the most complicated transaction. I work FULL-TIME at my profession. You can always reach me easily and can be assured of a quick, helpful response. You'd be hard pressured to find a REALTOR with a more enthusiastic or positive attitude. I love what I do and let it show. Having people trust me with their single largest asset is a responsibility I take very seriously. I will give you 110% because I know that my success is your satisfaction. While past results may not be the only measure of success when it comes to referring your friends and family, can you think of anything more reassuring to go by?

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