RANCON GROUP
The Rancon Group is an integrated network of real estate-related companies and divisions formed to provide an array of services for buyers, sellers, developers, investors and owners of real property. This highly adaptable organization is designed to leverage real estate opportunities in Southern California. The mission of the Rancon Group is to build relationships, build community, and build legacies for generations to come.
The four specialized divisions and three independent companies that comprise the Rancon Group are linked by the interests and holdings of Rancon Founder Daniel Lee Stephenson. RE/MAX Real Estate Consultants began as a general brokerage operation in Temecula in 1971. It has grown into Southwest Riverside County's leading real estate firm with offices in Temecula, Murrieta, and Menifee and more than 160 full-time agents. Preferred Lenders Corporation is a direct lender and mortgage brokerage founded in 1999. Chardonnay Escrow, founded in 1996, works both independently and in conjunction with RE/MAX Real Estate Consultants and Preferred Lenders Corporation.
The Rancon Group's specialized divisions include The Development Division, The Builder Developer Division, The Marketing Division and The Investment Opportunities Division. Each division is comprised of highly skilled and knowledgeable professionals who work in harmony to create, facilitate, manage and convey Rancon Group corporate assets.

Rancon Group
Builder Developer Division
Asset Management Services
Investment Opportunities Division
Development Division
Marketing Division
RE/MAX Real Estate Consultants
Preferred Lenders
Chardonnay Escrow

MY SERVICES:
RANCON ASSET MANAGEMENT SERVICES
When you're in the worst of times, you need the best on your team.
Since 1971, the Rancon Group has been the recognized expert in the real estate and development industries throughout Southern California. Under the leadership of Dan Stephenson, the company has built a solid reputation as the leader in the fast-growing Inland Empire region providing a variety of services including: land acquisition, entitlement evaluation, land planning and infrastructure development, brokerage services, operational and financial management, asset evaluation and disposition and short and long-term management of a variety of residential and commercial property assets.
In today's environment, the Rancon team has recognized the need that financial institutions, investors and equity partnerships have to deal with the challenges they face in determining the best way to manage their assets.
Now, for the first time, Rancon's team of seasoned professionals will offer their wealth of experience to financial institutions, investors and asset managers who are facing unprecedented economic challenges and need a team of experts to assess and manage their asset portfolios.
Rancon understands the need for the management of these assets to be as seamless and easy as possible. That's why they have formed Rancon Asset Management Services, a team of professionals devoted to providing comprehensive asset management services to our clients. Our goal is to give you one source to call to handle all your asset management needs - "from soup to nuts."
We have gathered a team of high-quality professionals from various disciplines to assess your portfolio of assets and determine your best options. Each team is managed by a senior Rancon staff member and reflects the high integrity, dependability and dedication to excellence that Rancon is known for.
When you hire Rancon Asset Management Services you are ensured that your needs will always come first and every member of our team will be devoted to assisting you meeting your needs and exceeding your goals.

PORTFOLIO OF SERVICES
Property Evaluation to Disposition - Rancon Asset Management Services will provide complete due diligence and make recommendations for asset retention or disposition
Project Planning, Entitlement, Development, Permitting and Management - Rancon Asset Management Services will provide land planning, engineering, permitting and develop construction documents to take project through inception to completion
Business Plan Development - Rancon Asset Management Services will develop a comprehensive business plan and proforma.
Financial Analysis - Rancon Asset Management Services will provide a complete review of all financial transactions and prepare documents for negotiating financing, funding development, construction and marketing of the project
Marketing - Rancon Asset Management Services will provide comprehensive marketing services including development and implementation of strategic marketing plans and budgets
Sales and Leasing - Rancon Asset Management Services will provide professional sales staff for on-site sales and leasing of residential and commercial properties
Construction Management - Rancon Asset Management Services will manage all aspects of horizontal and vertical construction
CFD Development and Management - Rancon Asset Management Services will manage the development and implementation of all CFDs
Asset Management - Rancon Asset Management Services will provide comprehensive services for short and long term asset management
Property Management - Rancon Asset Management Services will provide property management for commercial properties
HOA Management - Rancon Asset Management Services will provide management services for Homeowners Associations

RANCON GROUP
BUILDER DEVELOPER DIVISION
The Builder Developer Division was formed in 2003 to interact with the merchant homebuilder community and facilitate the deposition of the Rancon Group's various land holdings. Today this team of highly skilled professionals oversees an array of property-related functions including regional infrastructure participation, land acquisition, project management and entitlement. In addition, they maintain close personal relationships within the merchant builder community.

The Builder Developer Division is primarily responsible for:
. Land acquisition
. Project entitlements
. Regional infrastructure
. Property conveyance
. Merchant builder relations

The Rancon Group Investment Opportunities Division oversees Rancon's limitedliability companies and Joint Ventures. It is primarily responsible forforming, capitalizing, investing and generating profits for Ranconpartnerships. Rancon founder Dan Stephenson has been raising money throughlimited liability companies and partnerships for the past three decades. Hehas served as the managing member or general partner of more than 250partnerships that have raised more than $1 billion dollars. Members of theInvestment Opportunities Division interact with other Rancon divisions tofacilitate partnership needs and generate maxim revenues for investormembers. The Investment Opportunities Division is primarily responsible for:

Forming investment opportunities
Capitalizing partnerships
Investing partnership contributions
Forming joint ventures
Divesting assets to generate profits

RANCON GROUP
DEVELOPMENT DIVISION The Rancon Group Development Division specializes inland conversion from planning and entitlement to infrastructureimprovements, agency formation, horizontal land development andconstruction. The focus of this division is to convert land to its highestand best use. Depending on the individual project business plan, theDevelopment Division can participate in the entitlement process only, orcontinue with construction phases from grading and infrastructure to finalbuild. The Development Division is primarily responsible for:

Project analysis
Planning
Infrastructure development
Horizontal land development
Vertical development
Project management

RANCON GROUP
MARKETING DIVISION Rancon's Marketing Division has played a role in thecompany's success since 1986. Over the years, Rancon Marketing has stayedclose to technology to provide the most up-to-date avenues of communication.From printed brochures and newsletters to multi-media presentations, thegroup has developed a sustained reputation for quality communications.Today, the Division is responsible for all corporate collateral materials,special events, due diligence memorandums, electronic communications,company Web sites and more. Rancon Marketing works closely with each of theother divisions and with the various Rancon companies to meet corporatecommunication goals.

Internal and external communications
Marketing materials
Due diligence and offering materials
Electronic media

RANCON REAL ESTATE Number One in the Valley Since 1971RE/MAX Real Estate Consultants was founded in 1971 as a brokerage specializing in landsales in the Temecula Valley. As the area grew, Rancon evolved into apowerful residential and commercial brokerage. Year after year, Rancon hasreceived the top sales awards for the Valley. Today, there is no otherresidential real estate company that can provide you with the knowledge,expertise and service of RE/MAX Real Estate Consultants.

Residential Homes
Custom Homes
Estate Homes
Home Sites
Acreage
Groves
Commercial Sales and Leasing

PREFERRED LENDERS Preferred Lenders Corporation is a direct lender andmortgage broker that can streamline the process of qualifying, underwritingand closing even the most difficult lending opportunities.

Direct Lending
Mortgage Brokering
Streamlined Pre-qualification
Automated Underwriting
Minimal Documentation
Optimum Control Of Loan Process

CHARDONNAY ESCROW Chardonnay Escrow is an independent escrow companydedicated to meeting the growing needs of the real estate community. TheChardonnay team features highly qualified escrow officers that conduct alltransactions with an unsurpassed attention to detail. Chardonnay Escrowmeets or exceeds the highest industry standards in consumer regulations aswell as all Department of Corporations requirements.

Tracts and Subdivisions
Residential Resales
Land Sales
Refinance
Commercial and Industrial
For Sale By Owner
Tax Deferred Exchanges
Notary Services
Customized Documentation
Document Sign-ups
Local Messenger Service

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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